You Could Be One of Millions with Money Waiting to Be Claimed; But Finding It Yourself May Cost You More Than You Think.
Right now, state and federal agencies are holding over $58 billion in unclaimed property, waiting for rightful owners to step forward. That's not a typo—billions of dollars sit unclaimed in government coffers, and some of it could be yours. From forgotten bank accounts to uncashed insurance checks, from securities to safe deposit box contents, this vast pool of unclaimed assets grows larger every year.
But here's what most people don't realize: while anyone can search for unclaimed property themselves, the difference between finding a few dollars and recovering thousands—or even tens of thousands—often comes down to having professional expertise on your side. At Greater Good Advocates, we've helped countless families and businesses recover substantial sums they never knew existed, using methods and resources that go far beyond a simple online search.
The Hidden Complexity of Unclaimed Property
Most people think finding unclaimed property is as simple as typing their name into a state website. If only it were that easy. The reality is that unclaimed property exists in a complex web of databases, jurisdictions, and regulations that can overwhelm even the most determined individual.
Consider this: Every day New York State returns $2 million to those who file claims, yet billions remain unclaimed. Why? Because the process of identifying, claiming, and successfully recovering property involves far more than most people realize.
Where Unclaimed Property Hides
Unclaimed property can originate from countless sources:
- Financial Institutions: Dormant bank accounts, uncashed checks, forgotten savings bonds
- Insurance Companies: Life insurance proceeds, annuities, premium refunds
- Employers: Final paychecks, expense reimbursements, retirement accounts
- Utilities: Deposit refunds, overpayments
- Courts: Class action settlements, jury duty payments, bail refunds
- Investments: Stock dividends, mutual fund distributions, brokerage accounts
- Government Agencies: Tax refunds, veterans benefits, social security payments
- Safe Deposit Boxes: Physical property including jewelry, coins, important documents
Each category has different rules, different holding periods, and different claiming procedures. What works for recovering an old bank account won't work for claiming inherited stock shares.
Why Going It Alone Often Fails
The Database Maze
- Fragmented Systems: Over 50 separate state and territory databases
- Limited Search Capabilities: Exact match only; name variations missed
- Incomplete Records: Some data not listed publicly
- No Cross-Referencing: State systems don’t share data
The Documentation Nightmare
Finding property is just the start. Claiming it may require:
- Notarized ID proof
- Old and current address verification
- Ownership or heirship documentation
- Death and marriage certificates
- Corporate and court records
Time and Expertise Barriers
- Dozens of hours in research
- Understanding multi-jurisdiction property law
- Navigating appeals and denials
- Persistent follow-up and legal clarity
The Professional Advantage: Why Greater Good Advocates Makes the Difference
1. We Think Like a Detective, Not Just a Searcher
- Name variation analysis (nicknames, initials, maiden names)
- Historical address tracking
- Business entity research and dissolution tracing
- Heirship and family tree discovery
2. Access to Resources You Can’t Get
- Subscription-only databases
- State agency insider knowledge
- In-house legal resources
- Access to archived/historical records
3. We Navigate the Bureaucracy So You Don’t Have To
We know how to:
- Use the correct claim forms
- Compile and organize proof
- Escalate issues to supervisors
- Follow up for timely resolutions
Industry professionals: 95%+ success rate
DIY individuals: Often below 50%
4. We Handle Complex Claims Others Can’t
Inherited Property:
- Heirship documentation
- Multiple beneficiary coordination
- Probate support
Business Property:
- Multi-state entities
- Subsidiary and franchise tax traces
- Defunct entity recovery
International Claims:
- Apostilles and foreign certifications
- Translation and currency conversion
5. No Upfront Costs – We Only Succeed When You Do
- No Financial Risk: You pay nothing if we don’t recover funds
- Aligned Interests: We’re incentivized to find everything possible
- Transparent Pricing: Fixed percentage, no hidden costs
Real Success Stories
The Overlooked Inheritance
Sarah M. was unaware her grandfather used a different middle initial. We uncovered stock dividends worth thousands that the database missed.
The Business Owner’s Surprise
James L. thought he’d claimed everything. We found 7 more sources: vendor refunds, old deposits, and class actions.
The Estate Settlement Miracle
The Johnsons were repeatedly denied a claim. We uncovered that the insurer had merged and filed properly — funds recovered in 90 days.
The True Cost of Going It Alone
- Missed high-value property
- Wasted hours on research
- Costly denials and rework
- Frustration and burnout
Additional Services That Maximize Your Recovery
Professional Real Estate Services
- Valuation, marketing, probate navigation
Quick Property Solutions
- Fast cash offers, flexible terms, any condition
Comprehensive Estate Support
- Coordination, asset identification, heir services
Understanding the Recovery Process
Initial Consultation
We start with a free, no-obligation consultation to assess your situation.
Comprehensive Investigation
We search all 50 states, territories, federal and historical sources.
Documentation and Filing
- We gather, prepare, notarize and submit all required forms.
Follow-Through and Recovery
- We handle the entire process through claim approval and disbursement.
Making an Informed Decision
The question isn’t if you can search for property—it’s whether you’ll recover as much as possible without expert help.
A Final Thought
Over $58 billion in unclaimed property is waiting to be recovered. Whether you go it alone or partner with professionals, don’t delay. Your money won’t find you—but we can help you find it.